The Queen City is transforming into the Queen of Frights as Halloween weekend sweeps through, mixing spine-tingling celebrations with post-holiday cultural events. If you’re in Cincinnati, Ohio, from Friday, October 31st, to Sunday, November 2nd, 2025, prepare for a weekend packed with one-off concerts, immersive parties, and special movie experiences.

Friday, October 31: Halloween Night

1. The Official Halloween Bar Crawl (Day 1)

• What it is: The start of a two-day major bar-hopping event across Cincinnati's best venues, featuring exclusive drink specials, no cover charges, and a massive group of costumed revelers.

• Why it's unique: This large-scale, coordinated crawl is a premium, one-time-per-year experience designed for Halloween night. It offers a structured way to experience multiple nightlife spots with a guaranteed after-party.

• Where: Various bars in Downtown/Over-the-Rhine (Check-in starts 4 PM)

2. Cincinnati Circuit Party Weekend (Night 1)

• What it is: The opening night of Cincinnati's newest, major circuit party weekend, known for high-production value, world-class DJs, and a massive dance floor atmosphere.

• Why it's unique: This is a spectacular, three-day, multi-venue festival that only happens this weekend, kicking off Halloween night at a legendary venue.

• Where: Bogart's

3. Lucerne Avenue Halloween Block Party

• What it is: One of the numerous community block parties around the city that receive special city permits for an all-out, one-night street closure and celebration.

• Why it's unique: This event is the epitome of local, neighborhood-level Halloween spirit, featuring decorations, trick-or-treating, and a festive atmosphere that’s entirely unique to this particular street on this one night.

• Where: Lucerne Avenue (and several others like Auten Avenue and Arcadia)

Saturday, November 1: Post-Halloween Thrills

4. Disney's Hocus Pocus in Concert (Evening)

• What it is: A singular, live-to-film experience where the Cincinnati Pops Orchestra performs the full score of the beloved 1993 film Hocus Pocus in sync with the movie shown on a large screen.

• Why it's unique: An unmissable event for film and music lovers, combining the magic of a Halloween classic with the prestige of a live symphony performance—a unique concert setup for this date only.

• Where: Cincinnati Music Hall

5. Haunted Fest – Cincinnati: CRANKDAT, Alleycvt, & More

• What it is: A high-energy, single-night electronic music festival featuring major headliners like CRANKDAT and Alleycvt. Part of the Breakaway Music Festival series' special Halloween weekend offerings.

• Why it's unique: A major, ticketed electronic dance music concert and festival held specifically for the post-Halloween weekend, drawing a large crowd for top-tier touring DJs.

• Where: MegaCorp Pavilion Outdoor

6. Pumpkin Chuck Festival

• What it is: A festive community event where leftover pumpkins are launched or smashed using various contraptions and games.

• Why it's unique: This annual tradition provides a fun, family-friendly, and one-day-only activity that perfectly marks the transition from the fall harvest to the winter season.

• Where: Stanbery Park

7. Cincinnati Circuit Party Weekend (Night 2)

• What it is: The second, main event night of the circuit party weekend, shifting to a new, larger venue for a change of pace and an even bigger crowd.

• Why it's unique: The largest party night of this special weekend event, taking place at a major entertainment venue with a high-production show.

• Where: Madison Theater (Covington, KY - Northern KY/Cincinnati Metro)

8. The Official Halloween Bar Crawl (Day 2)

• What it is: The final day of the weekend-long bar crawl, allowing those who missed Friday or want a second round to enjoy the exclusive specials and party atmosphere.

• Why it's unique: The last chance to participate in this specific annual, organized Halloween crawl event.

• Where: Various bars in Downtown/Over-the-Rhine

Sunday, November 2: Closing Weekend

9. Disney's Hocus Pocus in Concert (Matinee)

• What it is: A special afternoon performance of the Hocus Pocus film with a live score by the Cincinnati Pops Orchestra.

• Why it's unique: A more family-friendly time slot for this unique, cinematic experience, offering a final chance to see the film and the orchestra together before the set is retired.

• Where: Cincinnati Music Hall

10. Underwater Pumpkin Glow & USS Nightmare Final Day

• What it is: While the USS Nightmare haunted boat is a recurring seasonal attraction, November 2nd marks its final night of operation for the year, and it is the final day for the Underwater Pumpkin Glow at Newport Aquarium.

• Why it's unique: This is the absolute last day of the 2025 season for these popular seasonal attractions. Catching them on the final night offers a special, last-hurrah feel before they shut down until next year's spooky season.

• Where: Newport Aquarium and USS Nightmare (Newport, KY - Northern KY/Cincinnati Metro)

The best neighborhoods to sell a home in Cincinnati over the last 6 months have been those experiencing high demand, strong property appreciation, and active development. Recent trends highlight Walnut Hills, Oakley, Northside, West Price Hill, Downtown, and established favorites like Hyde Park and Mount Adams as the most attractive neighborhoods for sellers.

Top Cincinnati Neighborhoods for Sellers (Last 6 Months)

• Walnut Hills: Undergoing rapid revitalization, with significant development, rising home values, and increased buyer interest. Access to downtown and diverse housing options drive demand. Source

• Oakley: Popular with young families and professionals. Homes see steady appreciation, high rental demand, and strong resale value. House prices rose over 40% in the last 5 years and continue to trend upward. Source

• Northside: Known for its arts scene, diversity, and rising property values. Even with a slight recent decline, the overall trend is appreciation, making it a sought-after area for both buyers and investors. Source

• West Price Hill: Experiencing transformation via new investment and revitalization projects, increasing its attractiveness to home buyers and driving up prices. Source

• Downtown Cincinnati: Major development projects have made downtown a desirable destination for new residents, boosting demand and quick sales. Source

• Hyde Park and Mount Adams: Perennial favorites for their location, amenities, and charm. Though more expensive, they remain consistently strong markets for sellers due to limited inventory and high demand. Source, Source

Why these Neighborhoods Stand Out

• Demand outpacing supply: These neighborhoods consistently see more buyers than homes available, leading to multiple-offer scenarios and sellers often receiving above asking price. Source

• Modern amenities and access: Great schools, retail, and proximity to jobs make these neighborhoods especially attractive to families and young professionals. Source

• Revitalization and development: Ongoing investments in infrastructure, parks, and commercial districts increase neighborhood appeal and drive up home values. Source

Cincinnati Market Summary

Over the last 6 months, Cincinnati’s housing market has stayed competitive with multiple offers on desirable homes and a median sale price increase (5.5% year-over-year as of September 2025). Sellers in the highlighted neighborhoods benefit from quick sales and favorable prices due to ongoing demand and neighborhood improvements. Source

If you’re considering selling your home in Cincinnati, focusing on vibrant neighborhoods like Walnut Hills, Oakley, and Northside—or reliable markets such as Hyde Park and Mount Adams—will likely yield the best results. Ongoing development and sustained buyer demand make these areas the top picks for sellers in 2025.

All information is from real estate market insights and trends analyzed throughout 2025.

Mortgage interest rates this week have reached their lowest point in over a year, providing an attractive window for home buyers considering a purchase before the end of 2025. The average rate on a 30-year fixed mortgage is around 6.05% to 6.27%, while 15-year rates hover near 5.44% to 5.65%. These levels mark a significant drop from the rates seen earlier in the year—and even more so compared to the highs of 2023, when 30-year rates neared 8%.​

This Week’s Mortgage Rate Summary

Nationally, the average 30-year fixed mortgage rate for this last full week of October is cited at about 6.19%–6.27% by major sources including Freddie Mac and Bankrate. Even daily data reflects rates sliding just under 6.10% according to real-time updates, making this the most favorable week of 2025 for mortgage borrowers so far.​

• 30-year fixed-rate: 6.05%–6.27%​

• 15-year fixed-rate: 5.44%–5.65%​

• 30-year fixed refinance rate: about 6.62%​

This marks a third straight week of declines and mortgage rates are nearly 50 basis points lower than a year ago.​

Why Rates Are Falling Now

The drop in mortgage rates corresponds closely with recent moves by the Federal Reserve to cut its benchmark rate in September 2025, along with cooling inflation and steadying economic data. With the economic outlook stabilizing and more buyers regaining confidence, lenders have become a bit more aggressive in pricing loans.​

Historically speaking, rates today are still well below the long-term average of about 7.8% since the early 1970s, meaning buyers with solid credit can still lock in favorable terms. Projections from multiple financial outlets suggest that while additional rate cuts by the Fed remain possible, much sharper declines are unlikely in the near term.​

Is Now a Good Time to Buy?

Many experts believe this week offers a rare confluence of buyer-friendly factors:

• Lower rates: Home buyers locking in now benefit from rates at a one-year low.​

• Better inventory: Markets have seen more listings and slightly better selection as the year winds down, giving buyers more choice.​

• Less competition: With the frenzy of summer buyers gone, fall typically has fewer rivals and more motivated sellers—leading to potential savings and negotiation room.​

• Price moderation: Home price growth has cooled in most regions, further improving overall affordability.​

Realtor.com projects that mid to late October is 2025’s best window to buy a home, thanks to a rare combination of lower rates, more selection, and less competition.​

Buyer Considerations

• While rates are down, don’t expect sudden dramatic drops in the coming months—locking in now can secure a rate before further shifts.​

• Inventory remains tight in some regions, but year-end urgency from sellers can benefit buyers who are ready to move.​

• Compare offers from different lenders and consider pre-approval to move quickly when you find the right home.​

In summary, this week offers a golden opportunity for well-prepared buyers to take advantage of low rates and improved market conditions heading into the end of 2025. Careful planning, thorough lender comparison, and swift action could help you secure your home—and your best possible deal.

​

The Queen City is buzzing with energy as October winds down! If you're in Cincinnati from Friday, October 24th, to Sunday, October 26th, 2025, you're in luck. This weekend is packed with unique, one-time events that capture the city's vibrant culture, from pop culture extravaganzas to high-brow lectures and rock concerts.

Here are the top 10 non-recurring events to add to your Cincinnati itinerary:

Friday, October 24, 2025

1. Cincinnati Comic Expo Opening Day

• What it is: The launch of Cincinnati’s premier celebration of comics, graphic novels, artwork, games, toys, movies, and television. The weekend features celebrity appearances, panel discussions, and hundreds of vendors.

• Why it's unique: This is the first day to explore the full breadth of the annual expo, offering the best chance to snag exclusive merchandise and see initial celebrity guest appearances before the big weekend crowds hit.

• Where: Sharonville Convention Center

2. Jason Bonham's Led Zeppelin Evening

• What it is: A musical tribute to Led Zeppelin featuring Jason Bonham, son of the legendary drummer John Bonham, that incorporates multimedia and personal anecdotes.

• Why it's unique: It's more than a cover band; it's a heartfelt, one-night-only show that blends rock history with a personal family story, celebrating one of the greatest bands of all time.

• Where: Hard Rock Casino Cincinnati Ballroom

3. Ault Park's HallowEve Brew Bash

• What it is: A one-night-only Halloween-themed beer bash held in the stunning pavilion of Ault Park. Expect local craft beer, food, and a festive atmosphere to kick off the weekend.

• Why it's unique: It’s a dedicated, seasonal charity event that combines Cincinnati’s love for craft brewing with the spooky fun of Halloween in one of the city's most picturesque parks.

• Where: Ault Park Pavilion

4. Cincinnati Symphony Orchestra: Barber & Shostakovich

• What it is: The first of two weekend performances by the world-class Cincinnati Symphony Orchestra, featuring works by Barber and Shostakovich.

• Why it's unique: A chance to witness a specific classical program performed live by a top orchestra, a one-off performance that will not be repeated.

• Where: Music Hall

Saturday, October 25, 2025

5. Cincinnati Coffee Festival (Day 1)

• What it is: The Midwest's premier coffee festival, featuring over 70 local and regional coffee roasters, tea shops, bakers, and chocolatiers. It also includes the popular Latte Art Throwdown competition.

• Why it's unique: This is the definitive annual event for caffeine lovers, offering unlimited samples and direct interaction with the region’s best coffee and tea artisans, all benefiting the Ohio River Foundation.

• Where: Music Hall Ballroom

6. UC Homecoming Parade

• What it is: The annual parade celebrating the University of Cincinnati's Homecoming, featuring floats, marching bands, and a massive community turnout.

• Why it's unique: A major, non-sporting, city-wide celebration that only happens once a year, bringing a huge energy and crowd to the city streets.

• Where: University of Cincinnati Campus Area

7. Gov't Mule Concert

• What it is: A concert by the Southern rock jam band, known for their lengthy improvisational performances, led by guitarist and vocalist Warren Haynes.

• Why it's unique: A single-night stop on their tour offers a unique opportunity to catch their dynamic live show that changes from city to city.

• Where: MegaCorp Pavilion (Newport, KY - just across the river)

8. Big Daddy Weave: 'Let It Begin Tour'

• What it is: A live performance by the popular contemporary Christian rock band as part of their newest album tour.

• Why it's unique: A one-time concert event focused on their new music, appealing to fans of Christian and mainstream rock.

• Where: Madison Theater (Covington, KY - just across the river)

Sunday, October 26, 2025

9. The Markarian Foundation Lecture: Woven Ground

• What it is: A special lecture with an expert, Dr. Margaret Squires, focusing on Safavid Carpets and their historical context.

• Why it's unique: This is a high-level academic lecture presented in conjunction with the Cincinnati Art Museum, offering a rare opportunity for in-depth cultural education and art appreciation.

• Where: Cincinnati Art Museum

10. Cincinnati Coffee Festival (Closing Day)

• What it is: Your last chance to sample the hundreds of offerings at the Coffee Festival, enjoy the vendor booths, and see the final day of demonstrations.

• Why it's unique: The atmosphere of the final day is typically different—a last dash to purchase beans, chat with vendors, and soak up the unique, high-energy environment of the festival before it closes for the year.

• Where: Music Hall Ballroom

The design of the fireplace should complement the overall architectural style of the house because it is frequently a focal point and a central component. This is frequently where people get stuck while creating a space. A few years later, the fireplace appears outdated because they selected a style that was popular at the time but didn't fit their house.

According to interior designer Melanie Zaelich, "it's important to stay true to the home's overall style when it comes to architectural elements—especially something as central as a fireplace." To help you choose a more classic option for your house, we asked designers to share typical fireplace design errors.

1. Using Fieldstone excessively
In the 1990s and early 2000s, fieldstone fireplaces were very popular because homeowners wanted to give gas fireboxes and newly constructed homes more authenticity. Large, multicolored fieldstone, though natural, is blatantly maximalist, which makes it challenging to work with over time. Designer Michelle Hoey adds, "My clients see it as a dated look—one that was overdone in its time," "Fieldstones can be large and overwhelming, which in turn drives so much of the room’s style."

Although stone is still a very popular material for fireplaces, a more contemporary option would be one-piece stone as opposed to fieldstone's stacked, cottage appearance. "There’s a continued desire for more modern or minimalist aesthetics that allows for the client to make changes within the space down the road," Hoey explains.

2. Linear fireplaces that aren't visually appealing
Although linear fireplaces have a sleek appearance that appeals to those looking to update an outdated fireplace, designers advise that this design is most effective when combined with other contemporary features.

"Clients start browsing what’s popular and are drawn to the modern, clean look of a linear fireplace" explains Zaelich. "But because it’s distinctly modern, it’s really only suited for modern homes." According to her, this results in an architectural mashup that makes it challenging to decide how to proceed with the décor. "Your fireplace should complement the existing architecture to create a cohesive, timeless design," she states.

3. Vibrant Accent Fireplaces
In recent years, very ornamental fireplaces have gained popularity. Consider ornate tiling, picture molding on the chimney, mantel molding, and possibly even corbels. The issue? The majority of houses are just not formal enough to support such a very ornamental fireplace. "Suddenly everything in your home has to match this very bold look," Hoey explains.

Once more, the design of your fireplace should be guided by the architectural style of your house. "Antique limestone and marble mantels can look beautiful in a formal Tudor drawing room, but it will look out of place in a Craftsman style house," explains Zaelich. Molding choices should blend nicely with the rest of your home's molding.

Look up historical references, like "craftsman-style fireplace," or consult a designer if you're not sure what kind of fireplace will look good in your house.

At the beginning of the pandemic, it seemed like every other headline focused on property purchases by real estate speculators. Almost any property became a popular commodity due to low rates, growing rents, and an abundance of inventory. Today's environment is different, with limited inventory, persistently high prices, and rising borrowing rates. So, is this a good moment to purchase your first investment property, or another one? Let's examine how the market now stands for investors of all stripes.


The evolution of real estate investing since 2020
The era of extremely low real estate prices is long gone. The sub-3% mortgage rates of 2021 are probably not going to happen anytime soon, but they are still significantly lower than their peak of 16.63% in 1981.

Furthermore, albeit not as quickly as they did in 2021, property values are still rising. In many markets, this combination of increased rates and prices has reduced the number of purchasers and made it more difficult for investors to find deals. The need for rental properties is also increasing at the same time.

However, it might not be a good idea to wait for either of those things to happen before investing in real estate under more favorable conditions.

In an email interview, Tim Lawlor, CFO of the real estate investing lender Kiavi, stated, "We don't anticipate housing prices or rates to drastically decline anytime soon." "There probably won't be much of a benefit to waiting for those looking to invest in rental properties."

In other words, rather than greater patience, today's market demands sharper pencils. Let's examine that concept in greater depth.


The argument for making an investment right away
According to Lawlor, a deal must "pencil out"—that is, it must make financial sense right away on paper—in order to make sense in the current market.

"When conducting their deal analysis, investors should take into account all of the expenses related to rental property," Lawlor advised. "This includes an analysis of local market rent prices, as well as the costs of borrowing, insurance, repair and maintenance, and marketing."

It might be a smart investment if, after accounting for all of those variables, the property can still provide positive cash flow. But remember to account for the sporadic vacancy. Today's top residential real estate investments are those that pay off right away and continue to turn a profit even if you go a few months without a tenant.

Here's a basic illustration: Let's say the monthly rent for a property is $2,500. You have a $1,800 mortgage plus $400 a month for taxes, insurance, and repairs. On paper, that results in a monthly positive cash flow of $300. On the other hand, a more practical approach budgets for vacancy, i.e., one month each year without a tenant (-$2,500). The monthly rental income is reduced by about $210 when the vacancy cost is divided by the number of months. Your actual monthly cash flow now approaches $90.

Even a conservative positive number could prove to be a worthwhile investment in today's higher cost market, especially if rents are still rising and you want to refinance your mortgage in order to obtain a lower rate in the future. That narrow margin may not sound all that enticing.



Potential hazards in the current (and any) real estate market
Although spreadsheet figures may appear appealing, David Schneider, president of Schneider Wealth Strategies, highlighted the importance of people in the investment real estate industry.

In an email interview, Schneider stated that "a bad tenant is the biggest risk for landlords." Returns can be rapidly erased by property damage, late rent, and strict eviction regulations.

To put that into perspective, imagine that you are relying on the previously mentioned $2,500 in rent. In addition to possible repairs and legal fees, you would lose $7,500 in revenue if your tenant stops paying and it takes three months to get them out. A single unsatisfactory renter has the power to wipe out a year's worth of profits or more.

Beyond tenants, a planned-out contract might be abruptly flipped upside down by increased insurance costs or an unexpected $10,000 roof replacement. "Pass on a deal if it doesn't make sense at the current rates," Schneider said. Analyses that include a buffer can prevent surprises from turning into disasters.

Things new investors need to be aware of
Being prepared for everything once they leave the closing table is the most obstacle for novice real estate investors, not simply purchasing real estate. Many novices misunderstand the daily responsibilities of being a landlord, Schneider cautioned. Finding the correct property is only as important as screening potential tenants, planning for vacancies, and being aware of local rental laws.

Schneider suggested putting your figures through a stress test. A property may not be the best option for the first property in your portfolio if it only performs well under ideal circumstances. Additionally, he advised potential investors to be realistic about their "lifestyle fit," or the degree to which they wish to be involved with the property.

Does employing a property manager make more sense, or are you comfortable managing "tenants, toilets, and trash" on your own? Although outsourcing has a price tag, it might save you from burning out on property maintenance that you might find difficult to manage.



Considerations for recurring investors
In the current market, you have a different strategy in 2025 and 2026 if you want to add a new home to your portfolio. Lawlor stated that you should probably look for off-market deals through wholesalers or personal networks rather than depending on standard listings, pointing out that this change is mostly the result of limited availability.

Additionally, he pointed out that experienced real estate investors would want to look into areas like the Midwest, which have relatively modest purchase prices and consistent rental demand for high yields. Compared to chasing more competitive, expensive markets, that combination may yield more consistent profits.

Adding single-family rentals, modest multifamily structures, or even mixed-use properties to their portfolios is another way for repeat investors to diversify the kinds of residences they buy. Although the risk profile of each type of home varies, diversifying beyond a single category might offer stability in the event that markets change.

Finally, by refinancing their mortgage, obtaining a home equity loan, or employing tax-advantaged tactics like 1031 exchanges, investors who already have equity in other properties may also discover innovative methods to use it to invest in new ventures.

Investor pre-purchase advice
Regardless of your level of experience, knowing a few basics will help you make better choices in this difficult market when it comes to real estate investment in 2025.

Calculate the entire cost.
Consider closing expenses, taxes, insurance, maintenance, utilities, and vacancy allowances in addition to mortgage payments. Unexpected costs, like homeowners' association dues, can quickly turn a contract from lucrative to risky.

Think strategically about marketplaces.
For first-time investors, the math frequently doesn't work out nicely in more expensive coastal towns. Instead, think about searching the entire country for a market that is favorable and where you can balance market rents and the acquisition price.

Make a management plan.
Make a decision in advance as to whether you will manage your property yourself or hire a property management. If you decide to do it yourself, hire trustworthy contractors in advance.

Create a cash reserve.
In the event that a tenant abruptly vacates or a major issue arises, having three to six months' worth of bills saved up will help you stay afloat.

Consider the long term.
Schneider pointed out that patience and preparation are essential in real estate; it's rarely a quick triumph. Usually, the payoff happens after years of consistent loan repayment and rent growth.

Make use of tools
Online tools, such as After Repair Value (ARV) estimators and rent calculators, can improve your ability to assess offers. According to Lawlor, Kiavi provides a free ARV calculator to assist investors in rapidly calculating their figures prior to purchasing a home.

FAQs for purchasing real estate properties nowadays
Is it prudent to make a real estate investment at this time?
Depending on the contract, yes. Now can be a good time to invest if a property still makes money after paying for its expenses, such as the mortgage, property taxes, insurance, and repairs. Because prices and rates could not move significantly in the near future, experts advise against waiting for a market movement.

What is the ideal holding period for an investment property?
Depending on your circumstances, many investors hope to hold onto their investment property for at least five to seven years. The property must turn a profit and continue to appeal to potential new homeowners or investors in order to have the best holding time. This implies that the property should offer you a respectable return on your investment at the closing table, be in a condition that appeals to both investors and buyers, and turn a profit at current market prices.

For novice real estate investors, what is the greatest risk?
The biggest concern for novice real estate investors is tenant issues. A successful rental agreement can be swiftly ruined by a renter who fails to pay or causes damage to the property. First-time investors should steer clear of expensive pitfalls by carefully screening potential tenants, creating a realistic budget, and being aware of local lease laws.

The Queen City is buzzing! As the leaves reach their peak color, the weekend of October 17th to 19th, 2025, in Cincinnati and Northern Kentucky offers a fantastic lineup of unique events. Forget the year-round attractions—we're diving into the best limited-engagement shows, festivals, and must-see gatherings that make this one autumn weekend truly special.

Here are the Top 10 one-time events to mark on your calendar for an unforgettable Cincy weekend:

Friday, October 17 - Sunday, October 19, 2025

1. Frassati - A World-Premiere Theatrical Performance (Multiple Showings)

• What: A unique performance of "Frassati" presented by The Angelico Project, focusing on the life of Pier Giorgio Frassati, a young 20th-century Italian man on the path to sainthood.

• Where: Aronoff Center for the Arts

• Why it's a must-do: This is a limited-run, compelling piece of drama, offering a powerful, spiritual, and culturally rich experience you won't find anywhere else. Catch a show Friday evening, or one of the matinee or evening shows on Saturday and Sunday.

2. Salt Festival

• What: The annual Salt Festival hosted at Big Bone Lick State Historic Site (a short drive from Cincinnati). The festival features demonstrations of European settler life, frontier skills, Native American drumming and dancing, and how to extract salt from the springs.

• Where: Big Bone Lick State Historic Site (Kentucky)

• Why it's a must-do: This is a truly unique, multi-day cultural festival perfect for history buffs and families. It offers interactive, educational demonstrations that bring frontier life and regional history to life. (Note: Admission is charged).

Saturday, October 18 - Sunday, October 19, 2025

3. Dame Jane Conducts Mozart

• What: A special series of concerts by the Cincinnati Symphony Orchestra, featuring a program led by an acclaimed guest conductor.

• Where: Music Hall

• Why it's a must-do: Experience the world-class talent of the Cincinnati Symphony Orchestra performing the timeless work of Mozart under the baton of a renowned maestro. A beautiful event for classical music lovers.

Friday, October 17, 2025

4. Bricks & Beer: Cincinnati Music Hall History and Hops

• What: A unique tour of the historic Music Hall followed by a local beer tasting. Learn about the building's rich history and architectural secrets while enjoying craft brews.

• Where: Music Hall

• Why it's a must-do: A perfect blend of Cincy history and local flavor. It's a special, limited-capacity event that combines an exclusive look inside a stunning landmark with a social, happy-hour vibe.

5. Public Baby Tours: Animal Friends

• What: A special 40-minute gallery walk designed specifically for parents to introduce their babies to art in a relaxed, family-friendly setting.

• Where: Cincinnati Art Museum

• Why it's a must-do: An excellent opportunity for new parents to engage with art without worrying about a traditional museum environment. This one-day event is designed for both adult enrichment and early childhood exposure to art.

Saturday, October 18, 2025

6. Making Strides Against Breast Cancer Walk

• What: A major community walk to raise awareness and funds for breast cancer research and support.

• Where: Cincinnati Riverfront (Check exact route on official event page)

• Why it's a must-do: Join an estimated 20,000 participants for one of the region's most impactful charitable events. It's a powerful, unifying experience for a great cause.

7. Halloween Skate with Cincinnati Rollergirls

• What: A fun, themed public skating event hosted by the Cincinnati Rollergirls.

• Where: Sawyer Point Outdoor Rink

• Why it's a must-do: Throw on a costume and skate with members of Cincinnati's roller derby team! It's a unique, high-energy event that brings a fun, spooky twist to a classic activity.

8. Haunting on the Hill Bar Crawl

• What: A themed bar crawl in the College Hill neighborhood, inviting participants to celebrate the Halloween season with drinks and costumes.

• Where: College Hill Neighborhood

• Why it's a must-do: An adult-only, local-focused event that allows you to explore the unique bars of the College Hill neighborhood while dressed in your best spooky attire.

9. Museum Center Exhibit Grand Opening: Auschwitz. Not long ago. Not far away.

• What: The highly anticipated grand opening of a world-renowned exhibition on the history of the Auschwitz concentration camp.

• Where: Cincinnati Museum Center at Union Terminal

• Why it's a must-do: This is a major cultural and historical event for the city. Seeing this exhibition on its opening day offers a profound and powerful historical experience.

Sunday, October 19, 2025

10. Burlington Antique Show - Final Show of the Year

• What: The last show of the year for the massive Burlington Antique Show, featuring hundreds of dealers selling antiques, vintage furniture, collectibles, and more.

• Where: Boone County Fairgrounds (Kentucky)

• Why it's a must-do: Billed as the Midwest's premier antique show, this is your final chance in 2025 to browse this massive collection and hunt for unique treasures. Early arrival is highly recommended! (Note: Admission is charged).

Also Happening This Weekend: While not a one-time event, the Cincinnati Fear Fest and the ongoing Cincinnati Taco Week are two great ways to round out your weekend if you're looking for extra thrills or local food specials!

For some people, Halloween means watching scary movies all night or getting an extra piece of candy. But what if you're really into interior design? It's time to let your creative side out with some decorations.
But don't get me wrong; there's more to your Halloween decorations than just putting up the same leafy garland and broomstick every year. There are actually Halloween trends that change from year to year, just like with other things.

You're in luck if you want to make your home both spooky and modern this year. Here, designers talk about the Halloween decorations that are going to be all over the place this year. Get ideas for how to use them.

A Moody Moment
Sarah Evans of Inside Stories, a Colorado-based company, predicts that people who love to decorate will finally say, "enough with orange." "Get rid of the clichés, enjoy the season's richness, and let your decorations say 'elegant Halloween' instead of 'haunted house.'"

Lauren Saab says to use jewel tones like deep purple and rich green instead. "The Texas designer says, "These hues have range." "They look good in both modern and traditional settings, and they go with what's already in the room, so the effect is seasonal without being too much." If you want things simple, black can be a good choice. Evan says, "It's always chic." "If your style is light and neutral, a few black taper candles on the coffee table or charred branches in a vase will do the trick."

Scary Leaves
Drew Michael Scott of Lone Fox says that the best Halloween decorations go well with your home instead than against it. "I've stopped using the classic skeletons and broomsticks and started looking for decorations that go with the rest of my space," he says. Jack-o'-lanterns are the same. He explains, "If you don't like pumpkins, you can use dried flowers in fall colors instead." "They're still seasonal, but with a softer, more sophisticated twist." Extra points: Dried flowers will endure long after Halloween because they are already dead.

Pumpkins that hit hard
Jack-o'-lanterns are one of the most popular Halloween decorations, but they're about to have a significant change. "I love the idea of painting pumpkins that glow in the dark instead of jack-o-lanterns to make the display more interesting," says Nureed Saeed, an interior designer who works in both California and New Jersey. Not good enough at art to paint a whole fresco on a pumpkin? That's OK. Some individuals are actually using pressed flowers and mod podge to make decoupage pumpkins.

Boo-tiful Busts
Minimalism, goodbye: Traditional interiors are really popular right now, thanks to cute touches like painted floors and skirted furniture. So, why not include that style in your Halloween decorations? Scott adds that a bust can give your Halloween season style "a little edge." Add a scented candle to the mix to make it a multi-sensory look that will really stand out.

Looks with a theme
It's time to stop thinking inside the box and say goodbye to skeletons and bats. Saeed says that instead of putting up goblins and ghouls in their homes, individuals should choose a new, more original theme. "There's nothing wrong with a pretty display of pumpkins and jack-o-lanterns, but for me, a good theme never goes out of style," she says. "I always start with a fun or scary theme so that I can make a whole Halloween-themed space that even the teens in my neighborhood know is scary."

Saeed loves the concept of a home based on Willy Wonka or Star Wars. She says, "The emperor is pretty scary, people!" But you could always go for a haunted house moment. Intentionality is the key to a well-decorated theme, though. Instead of tablecloths and balloons with Yoda's face on them, try to make your own Death Star at home.

Candles for Crafts
Candles are a terrific way to make your place look spooky, by the way. Guadalupe Alvarado, the DIYer behind the Cherry Patio, says, "This year we love how candles have become such a big part of Halloween decor." "They add warmth and a little spookiness, and for us, they're the perfect finishing touch for a cute table setting or a fun DIY project!" Alvarado loves to paint adorable motifs on long, tapering candles, even though black or pumpkin-shaped wax could be more appropriate for fall.

You can make the candles of your dreams—or, given it's Halloween, nightmares—once you add wax pens to your e-cart. She explains, "[It's] safe, easy, and fun to tackle." "Definitely a must-do!"

No matter which trend you choose to follow, one thing is for sure: these concepts are all good and not bad.

In an attempt to reduce the amount of time that loan approvals are disrupted by the federal government shutdown, government-backed mortgage giants Fannie Mae and Freddie Mac are temporarily easing some standards for lenders.

Fannie and Freddie provided instructions on Wednesday that outlined temporary steps for flood insurance verification and alternate processes for mortgage lenders to follow in the event that the shutdown interferes with their ability to obtain conventional employment or income verification.

In a letter to lenders, Freddie Mac senior vice president of single-family seller engagement Kevin Kauffman said, "We appreciate the understanding and consideration that Seller/Servicers extend to Borrowers coping with the hardships imposed by the shutdown."

Instead of issuing their own mortgages, Fannie and Freddie establish guidelines for "conforming" mortgages from commercial lenders, which they can then buy and securitize.

Because Fannie and Freddie are self-funded and do not depend on congressional appropriations to pay staff, their operations are unaffected by the government shutdown, despite the fact that they are essentially controlled by the U.S. Treasury.

The new rules for mortgage lenders take effect right now and will automatically expire when the federal government starts up again.

Temporary flood insurance regulations
While current policies remain in effect and the National Flood Insurance Program (NFIP) will continue to pay claims, the program cannot create new coverage until Congress approves a new budget package.

More than 90% of flood insurance policies sold nationwide are provided by NFIP, and mortgage lenders usually demand flood insurance for residences situated in high-risk flood zones.

Flood insurance is still required for at-risk properties, according to the new Freddie Mac guidance, but mortgage borrowers will be able to provide documentation proving they have applied for an NFIP policy, even if it hasn't been approved yet.

Lenders will need to confirm that the borrower actually purchased flood insurance that satisfies standard standards after the shutdown is finished.

Federal employees' waivers
According to the new guidance, lenders can forgo employment verification for government employees as long as they certify that the shutdown hindered them from obtaining verification and document the procedures they took to verify employment.

The temporary guidelines also exempt government employees from having to date their pay stubs no earlier than 30 days prior to the initial loan application.

If the lender has been able to get all necessary income evidence prior to loan delivery, federal employees on furlough are still eligible for mortgage approval.

Federal workers may be required to show proof of at least two months' worth of financial buffers to offset the possibility of income interruptions if the closure lasts past November 3.

Under existing normal procedures, mortgage lenders can also provide forbearance to help homeowners whose jobs are impacted by the closure.

IRS regulations for income verification have been loosened.
Staffing shortages during previous government shutdowns made it harder for certain mortgage lenders to get IRS income verifications.

Because of new automated processes at the IRS and regulation changes that exempt the income verification service during a hiatus in appropriations, that shouldn't be a problem this time.

Fannie Mae, however, states that as long as borrowers fill out and sign an IRS

The lender won't need to have a complete tax transcript prior to closing if they submit a Request for Transcript of Tax Return (Form 4506-C).

If the most recent year's tax return is unavailable, lenders must still get specific IRS papers, such as evidence of e-filing or an IRS answer attesting to the lack of a tax transcript.

Most conventional loan applications should go through without any issues, even if the IRS takes a while to process requests. This is because lenders will have 90 days after closing to obtain complete tax transcripts from the IRS.

The weekend of Friday, October 10 through Sunday, October 12, 2025, is shaping up to be an unforgettable one in the Cincinnati region, headlined by a major, once-in-a-generation celebration. If you're looking for special events that only happen once a year (or less!), here are the top things to do in the Queen City this weekend, without including any recurring weekly or seasonal events.

The Main Attraction: A National Celebration

The biggest event of the weekend by far is a multi-day festival celebrating a major milestone.

1. Attend the America's River Roots Festival (Oct 8–12)

• What it is: This massive, free, five-day festival is a signature event to kick off America's 250th anniversary celebration. It is a unique fusion of music, cuisine, and culture that highlights the impact of America's historic river cities.

• Why it's a top pick: The festival features the largest collection of riverboats in the country, with nine riverboats from seven historic river cities lined up along the Cincinnati and Northern Kentucky riverfronts (Sawyer Point, Yeatman's Cove, Smale Riverfront Park, Covington, and Newport). Expect live music across multiple stages, river-themed cuisine, and cultural/historical exhibits. This is a one-time, huge-scale event you won't want to miss.

Festivals and Fairs

Beyond the riverfront, the autumn season brings several special festivals to the region.

2. Explore the 12th Annual Operation Pumpkin (Hamilton, Oct 10–12)

• What it is: A major pumpkin and art festival in nearby Hamilton, Ohio (Butler County). The largest festival in Butler County, it features artisan and food vendors, live entertainment, and, of course, giant pumpkins.

• Why it's a top pick: If you love fall festivals, this is a highlight of the season with its large scale, family-friendly atmosphere, and huge pumpkin displays. The hours for the weekend are Friday/Saturday from 11 am to 10 pm and Sunday from 11 am to 5 pm.

3. Discover the Ohio Sauerkraut Festival (Waynesville, Oct 11–12)

• What it is: A regional favorite food and artisan festival held on the historic Main Street in downtown Waynesville, OH.

• Why it's a top pick: This annual festival is a must for foodies, featuring a variety of dishes centered around sauerkraut, along with great entertainment and numerous vendors/artisans. Hours are Saturday 9 am to 8 pm and Sunday 9 am to 6 pm.

4. Experience the Sayler Park Harvest Festival (Oct 11)

• What it is: A local harvest festival taking place at 6600 Gracely Drive.

• Why it's a top pick: A classic local fall event, it runs from 10 am to 6 pm and offers a great community-focused atmosphere to celebrate the autumn season.

5. Attend the Fall Fest at Trailside Nature Center (Burnet Woods, Oct 11)

• What it is: A dedicated fall festival at the Trailside Nature Center in Burnet Woods.

• Why it's a top pick: This afternoon event (12 pm to 4 pm) is a great option for families who want a nature-centric celebration of the season.

Races, Markets, and Entertainment

This weekend also offers several events for runners, shoppers, and classic rock fans.

6. Run the 2025 Queen Bee Marathon (Oct 11)

• What it is: A major annual running event held on Saturday, October 11, with an estimated 7,000 participants.

• Why it's a top pick: Known as a "marathon" but also including other race distances (like a half marathon), this event is a significant and high-energy special event that takes over the streets of Cincinnati for a great cause.

7. Catch a Concert at the Aronoff Center (Oct 10)

• What it is: A single performance is scheduled for the Aronoff Center on Friday night.

• Why it's a top pick: While details on the specific show may need to be confirmed closer to the date, the Aronoff Center often hosts high-profile touring shows, making this a great option for a Friday night out. The listed start time is 7:30 PM.

8. See Classic Rock Band Foghat Live (Oct 12)

• What it is: A concert by the rock band Foghat at the Ludlow Garage.

• Why it's a top pick: If you enjoy classic rock hits like "Slow Ride," this Sunday night performance is a dedicated, non-recurring concert event starting at 7:30 PM.

9. Stroll through the City Flea Market (Washington Park, Oct 11)

• What it is: A large, curated urban flea market held in Washington Park in Over-the-Rhine.

• Why it's a top pick: While not a "festival," the City Flea is an annual, multi-vendor market experience (11 am – 4 pm) that offers a unique, one-day shopping event with a variety of local vendors, crafts, and food.

10. Browse the Art on Vine Fall Market (Washington Park, Oct 12)

• What it is: A dedicated fall market focused on local art, also held in Washington Park, on Sunday.

• Why it's a top pick: A different shopping experience than the City Flea, this market (12 pm – 6 pm) is a special one-day event that supports local Cincinnati artists and crafters.